MobilePay for Merchants: Scale, Adoption, and What It Means for the Nordics
MobilePay by the Numbers MobilePay was launched in 2013 by Danske Bank and has grown into one of the most popular payment apps in the Nordics. After merging with Vipps in 2023, the unified group now serves more than 11 million users across Denmark, Finland, and Norway, processing over 1.3 billion transactions annually. In Denmark […]
iDEAL Payments – Scale, Adoption, and What It Means for Merchants
iDEAL by the Numbers Launched in 2005, iDEAL is the dominant online payment method in the Netherlands, handling more than 70 percent of all Dutch e-commerce transactions. By 2023, iDEAL processed over 1.3 billion transactions, and volumes have continued to grow steadily year after year. Unlike card-based systems, iDEAL is a bank-to-bank payment scheme. Consumers […]
The Merchant’s Guide to Fraud – From Old School Scams to AI-Driven Threats
The Merchant’s Guide to Fraud: Past, Present, and Future Fraud has been part of commerce for as long as money has existed. What changes is how it is carried out. From forged checks to AI-generated identities, the threat has only grown more complex. For merchants, understanding the evolution of fraud is key to protecting revenue, […]
Stop Declined Cards: Boost Approval Rates with Smarter Gateways
Introduction: Why Declined Transactions Matter Declined payments are more than a technical error. They represent lost revenue, frustrated customers, and potential long-term trust issues for businesses. Every failed payment is not just a missed sale but an interruption in customer experience that could send them to competitors. For subscription services, e-commerce stores, and high-risk merchants, […]
Visa’s VAMP Explained: New Fraud and Chargeback Monitoring Rules for 2025
Visa’s VAMP: Understanding the New Fraud and Chargeback Calculations That Could Put You at Risk Visa’s updated compliance model, the Visa Acquirer Monitoring Program (VAMP), is more than just a policy refresh. It is a major shift in how fraud and chargebacks are tracked, calculated, and penalized. Whether you are a merchant, a PSP, or […]
Chargebacks Explained
What is a Chargeback? A chargeback occurs when a cardholder disputes a transaction with their bank, requesting a reversal of the payment. Unlike a refund, which is initiated by the merchant, a chargeback is processed by the issuing bank and can be forced on the merchant without prior warning. Why Chargebacks Happen Chargebacks can stem […]
The Hidden Costs of Travel Disruptions: Payments, Banking, and Fraud
Traveling should be an adventure, not a logistical nightmare. Yet, for many passengers, flight cancellations, reroutes, and lost baggage have become the frustrating norm. “I recently went through this myself on what should have been a straightforward trip with SAS. My flight was cancelled, and I was then rerouted on a much less convenient itinerary […]
FastoPayments Brings High-Risk Expertise to VENUS Berlin 2025
FastoPayments Is Attending VENUS Berlin Booth B922 FastoPayments is proud to announce that we will be at VENUS Berlin 2025, one of the world’s leading adult industry conferences. From September 25 to 28, our team will be at Booth B922, representing not only the strength of our services, but our commitment to the adult community […]
VAMP by Visa – New Chargeback Rules 2025
Visa’s VAMP Rules: Chargeback Prevention, Fraud Compliance & What Merchants Need to Know in 2025 The payment industry never sleeps, and in 2025, Visa has made sure of that. With the launch of its new Visa Acquirer Monitoring Program (VAMP), Visa is reshaping the risk and compliance landscape for acquirers and merchants alike. So what […]
What’s the Best Chargeback Prevention Strategy: 3D Secure, Chargeback Protection, or Both?
With chargeback rates soaring by 20% year-over-year in high-risk industries like travel and CBD, the question isn’t whether to invest in prevention, it’s how. Two solutions dominate the conversation: 3D Secure authentication and chargeback protection services. But which one delivers the best results? Or is combining both the true path to security and customer satisfaction? Let’s break it down. […]