Online Payment Security Solutions for Adult Businesses

Trust is the invisible currency that binds our modern world. As Jordan Peterson puts it, “the economy runs on trust. It’s why countries with high rates of trust are the richest.”

In a high-risk and often misunderstood adult industry, trust with your customers is built on secure payment processing. When there’s trust, there’s fairness: it’s about creating a space where creators can express themselves and clients can feel secure.

A good infrastructure should protect against fraud, ensure secure payments, and provide quick access to earnings.

And what happens when there’s no trust? That’s what we’re about to explore.

Most Adult Business are One Chargeback Away From Suspension

With fraud, you’re always left in the aftermath. Explaining. Defending. Proving your legitimacy to payment processors who view your entire industry through a lens of suspicion. You’re not just losing money. You’re fighting an invisible battle against a system that sees you as risky by default.

Also, a customer might genuinely enjoy your service, only to dispute the charge later out of embarrassment (or worse, to deliberately exploit the system). And when you exceed a 1% chargeback ratio, you’re likely to get your account terminated. If that’s the case already, open an adult merchant account with Fasto. We work with hundreds of businesses like yours and understand the ins and outs of the industry.

Signs of Fraud You Should Be Aware Of

Fraud isn’t always obvious. Some scammers are clever, blending in just enough to seem legitimate. But there are telltale signs that can help you catch fraudulent activity before it hits your bottom line.

Red Flags in Customer Information

Start by trusting your instincts when something looks off. Suspicious email addresses that look like random keyboard mashes are your first warning sign. A nonsensical email like “asdkf12495@freemail.example.com” should immediately raise your suspicions. Even more concerning is when a single email address keeps reappearing with different names: that’s a major red flag that something isn’t right.

Unusual Order Patterns

Fraudsters often leave distinctive tracks in how they place orders. Watch for sudden spikes in large quantities of identical items or unexpected clusters of high-value products that don’t match typical customer buying behavior. These patterns can reveal underlying attempts to game the system or make quick, unauthorized purchases.

Payment Behavior Speaks Volumes

Payment patterns can be incredibly revealing. Multiple payment attempts using the same card but with different shipping addresses are a clear warning sign. Similarly, multiple cards shipping to a single address or repeated transaction attempts from the same IP address should trigger your fraud detection radar.

The Story Behind Declined Transactions

Don’t just dismiss declined transactions – they’re like breadcrumbs leading to potential fraud. Regularly reviewing these attempts can help you identify emerging fraud patterns, spot potential scam networks, and prevent losses before they become serious problems.

The key is staying vigilant. Fraudsters are always evolving, so your fraud detection should be just as dynamic. Keep your eyes open, trust your instincts, and don’t be afraid to dig deeper when something feels off.