Keep Your Payment Secure with the Best Adult Fraud Prevention Solution
While you’re creating content, managing subscriptions, and building your audience, we’re protecting your revenue from fraudsters and chargeback abusers.
FastoSafe
Understanding Adult Industry Chargebacks
Friendly Fraud
One of the biggest challenges in the adult industry is "friendly fraud," where legitimate customers later dispute charges. Often, this is driven by regret—someone subscribes to a premium adult site at midnight, consumes content for hours, and then wakes up claiming they don’t recognize the charge. Some even allege their account was hacked to avoid embarrassment.
Refund Fraud
Unlike physical products that can be returned, digital adult content is fully accessible upon purchase. Some users subscribe to premium accounts, download all available content, and then demand refunds, falsely claiming dissatisfaction. This loophole allows them to consume content without paying.
Stolen Card Fraud
Fraudsters frequently use stolen credit cards to buy adult content, taking advantage of the industry's instant access model. These criminals create accounts, binge on premium content, and disappear before the real cardholder flags the unauthorized charge. With no physical goods involved, they can exploit the system without needing a shipping address.
How FastoSafe Stops Adult Payment Fraud
Instead of reacting to disputes after they hit your account, FastoSafe stops fraud at the source. Our advanced fraud prevention system analyzes every transaction in real time, blocking suspicious activity before it leads to chargebacks.
AI-Powered Fraud Screening
FastoSafe uses machine learning to detect red flags like mismatched IP addresses, rapid signups, and reused stolen card data. If a user in Germany attempts to pay with a Brazil-issued card while using a VPN, the transaction is blocked instantly.
3D Secure Authentication
For high-risk purchases, 3D Secure (3DS) adds an extra verification step, shifting liability to the card issuer. Legitimate customers experience a seamless checkout, while risky transactions face additional scrutiny.
Real-Time Chargeback Alerts
When a customer files a dispute, FastoSafe instantly notifies you, giving you the chance to issue a refund or gather evidence before the chargeback is finalized.
Dispute Management & Evidence Collection
Our system compiles essential data like timestamps, access logs, and customer interactions, helping you fight disputes effectively and recover lost revenue.
Why Adult Merchant Chargeback Protection Matters
Chargebacks drain your revenue and threaten the survival of your business. Without the right protection, excessive disputes can lead to account freezes, higher processing fees, or even losing your ability to accept payments altogether.
Chargebacks Put Your Business at Risk
Ignoring chargeback and fraud risks can cost you more than your revenue, it threatens your ability to process payments altogether. Losing an adult merchant account means looking for a new provider, dealing with higher fees, or even getting blacklisted from mainstream processors.
Frozen Accounts Disrupt Operations
When your account is frozen due to excessive chargebacks, access to funds is delayed for weeks. This can force you to pause marketing, halt subscriptions, or even lay off staff while waiting for resolution.
High Chargeback Ratios Hurt Payment Processor Trust
Most processors have strict chargeback limits. If you exceed them, they may drop your account or impose rolling reserves, forcing you to turn to predatory providers that charge exorbitant fees just to keep your business running.
Getting Started with FastoSafe
FastoSafe integrates directly with your payment gateway, working in the background to stop fraud without disrupting customer experience. The setup is simple:
Sign up for a free fraud risk assessment.
Connect FastoSafe to your existing payment system.
Start protecting your transactions instantly.
Fighting Fraud
We don’t just prevent fraud, we help you fight back when it happens. When a customer initiates a dispute claiming they “don’t recognize” that $19.95 charge for your site, our system automatically compiles evidence: their IP address, access logs, messaging history, and content they’ve viewed.
This means instead of automatically losing that dispute, you’ve got concrete proof to submit to the bank. Many adult merchants using FastoSafe have seen their chargeback win rates improve from under 20% to over 60%.
Ready to Protect your Adult Business from Fraud?
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FAQs About Adult Fraud Prevention
How can I dispute a chargeback?
To dispute a chargeback, you need to provide evidence to the bank that the transaction was legitimate. This can include receipts, communication logs, and proof of delivery or service.
What happens if my chargeback ration exceeds 1%?
If your chargeback ratio exceeds processor thresholds (usually 1% of transactions), you risk account suspension, rolling reserves, or outright termination. FastoSafe proactively monitors disputes, and issues alerts before they escalate to keep your ratio in check and protect your merchant account.
What happens if my merchant account gets shut down due to high chargebacks?
If your account is closed, finding a new processor can be difficult, and you may be placed on industry blacklists. FastoSafe helps prevent this by keeping your chargeback ratio low, issuing early dispute alerts, and ensuring compliance with fraud prevention best practices.
Does FastoSafe help fight against bot-driven fraud?
Yes. FastoSafe detects automated bot attacks using CAPTCHA enforcement, velocity checks, and AI-powered behavioral analysis to block fraudulent sign-ups and transactions in real time.
Can I recover money lost to chargeback fraud?
Yes, but only if you act fast. FastoSafe compiles transaction data, user history, and other key evidence to dispute chargebacks. Many of our clients see win rates improve by over 50% with our automated dispute response system.
What is 3D Secure and how does it work?
3D Secure is an additional security layer for online credit and debit card transactions. It prompts the cardholder to enter a password or one-time code to authenticate the transaction, reducing the risk of fraud.
What types of adult services does FastoSafe support?
FastoSafe provides secure payment processing for a variety of adult businesses, including dating sites, escort services, adult stores, strip clubs, video streaming, and erotic entertainment events.
How does FastoSafe help reduce chargebacks for adult businesses?
The adult industry is especially susceptible to chargebacks due to unauthorized transactions, fraud, and customer disputes. FastoSafe includes chargeback prevention tools such as 3D Secure (3DS) out of the box, helping businesses resolve disputes before they become costly chargebacks.
Will implementing FastoSafe affect my website’s checkout speed?
No. Our fraud prevention solutions work in the background, analyzing transactions in milliseconds to block fraud without slowing down the checkout experience.
