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Can I Use PayPal, Stripe, Venmo, or Square as a High-Risk Merchant in 2025?

PayPal Phone Loading

As a high-risk merchant, you’re probably used to dealing with many issues, from chargebacks and fraudulent payments to declined transactions. Unfortunately, the challenges don’t stop there. Operating in high-risk industries also comes with other challenges, such as changing regulations and compliance requirements, especially when setting up your high-risk merchant account. If you think using big […]

Expert Tips for Fraud & Risk Management for Gambling and Gaming

Man gambling at a casino

According to a recent study of the online gambling sector conducted by PR Newswire, fraud in the iGaming trade has increased by about 64% annually since the beginning of 2022, emphasizing the need for more robust and advanced security measures than ever before. This data alone (not to mention other similar studies highlighting similar trends…) underlines the critical point the […]

Gambling Chargebacks: What Are the Consequences of Too Many?

Woman with playing cards

Chargebacks have been a nuisance in the gambling industry (in every high-risk trade, really) for as long as credit card processing has been a thing. And while the point of a chargeback is to protect the customer, over 80% of consumers have admitted to filing a chargeback purely out of convenience. Plus, studies have also shown that […]

Payment APIs: A Comprehensive Guide for High-Risk Merchants

API

The term API might sound like a technical concept. However, you likely use payment APIs daily without even realizing it.  These seemingly tiny parts of the transaction process were designed to streamline payments, enhance security, and provide flexibility, which actually makes them a core part of payment systems, especially for merchants operating in high-risk industries.  […]

All You Need to Know About Credit Card Processing Fees for Merchants

Man swiping credit card

Among the many fees you have to pay to own and operate a business, credit card processing fees seem to be one of the most overlooked. Yes, you have to pay them. No, you can’t just offload them onto your customers. And, unfortunately, if you’re a high-risk merchant, your credit card processing fees will likely […]

Looking for High-Risk Payment Processors for Shopify? This is The Best Option

Shopify store owner

Shopify payments may be an option for most aspiring merchants looking for secure payment processing solutions on the popular eCommerce platform. For high-risk business owners, however, there’s more to consider. Many high-risk merchants using the standard payment solution on the site have encountered problems, proving that Shopify just isn’t the right fit for riskier businesses. […]

Terminated Merchant File? Here’s What To Do (Plus Tips for Avoiding Termination)

Confused man looking at credit card machine

Finding yourself on the terminated merchant list is nothing short of stressful—to say the least. This is especially true if you don’t know what ‘terminated merchant file’ even means, what you did to end up there, and how to get off the list. Not to mention all the business-related issues getting on this list can […]

How to Get an Online Dating Merchant Account (Full Guide 2024)

Dating app

Browse around the App Store and you’ll see that the online dating industry is booming like never before. Just look at the variety of different sites there are—each for a specific niche or preference.  That’s great news for adult business owners looking to break into the industry. The diversity means there are plenty of untapped […]

7 Benefits of Specialized Travel Payment Systems to Boost Your Travel Business

Woman with a laptop and a credit card sitting on a beach

It may not seem like it since payments occur in the background on both the business’s and traveler’s end, but dedicated payment processing systems are the foundation of any quality travel business. The name is confusing, too. Despite what it sounds like, it’s not just about processing transactions and receiving cash. Instead, it’s about navigating the competitive […]

5 (Very Important) Things to Know About Getting a High-Risk Offshore Merchant Account

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What is an offshore merchant account, and what does it have to do with running a high-risk business? We’re glad you asked! It’s something we know quite a bit about. An offshore account is a bank account designed for businesses that cater to large audiences from different regions.  Because those businesses face increased security risks and often […]