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Cross Border Payments: The 2025 Global Guide Every Business Needs

The Reality of Cross Border Payments in a Changing Global Economy Cross border payments power global commerce at a scale many businesses never directly see. More than 190 trillion dollars moves across borders every year, supporting ecommerce, manufacturing, software, logistics, and digital platforms worldwide. These flows sit within an even larger financial ecosystem. According to […]

LPM of the Week: Swish Sweden The Local Payment Giant with Sky High Conversion Power

Swish Has Become the Default Way Swedes Pay Swish has grown into Sweden’s national favourite and one of the strongest bank based payment systems in Europe. With more than 8.5 million users in a population of 10.5 million, Swish has become a near universal payment solution. More than 543 million transactions were processed in 2023 […]

Apple Pay in Europe: Why It Is Becoming a Must-Have LPM in 2025

Apple Pay Is Taking Over Europe. Here Is Why Merchants Are Prioritising It. Apple Pay has evolved into one of the most influential payment methods in Europe. Its ability to combine trust, seamless authentication, and a frictionless checkout makes it a preferred option for millions of consumers across the EU and UK. For merchants, Apple […]

Snus and Vape in Europe: Legal Status, Requirements & What You Must Know

Snus and Vape in Europe: Legal Status, and Requirements The European nicotine market is growing quickly, but so are the regulations that govern it. Snus is banned across the European Union except in Sweden. Nicotine pouches are treated differently in almost every member state. Vaping is legal everywhere but governed by detailed compliance rules that […]

What to Think About When Applying for a Merchant Account in 2026

What Pre-Authorization Really Means Pre-authorization is much more than a fraud prevention tool. It is a payment optimization strategy that validates a cardholder’s intent and card status before a charge is finalized. In simple terms, it’s a small hold or zero-amount verification that checks if a payment card is valid, funded, and approved by the […]

TSD Media’s Success Story: How FastoPayments Helped Double Their Processing Power

Local Payment Methods: Europe’s Real Payment Backbone Europe’s digital economy runs on local trust. Across every major market, consumers prefer to pay through bank-linked local payment methods (LPMs) rather than cards or global wallets. These systems connect directly to users’ accounts, process transactions instantly, and are tailored to local regulations and banking habits. According to […]

Top Local Payment Methods in Europe (2025 Merchant Guide)

Local Payment Methods: Europe’s Real Payment Backbone Europe’s digital economy runs on local trust. Across every major market, consumers prefer to pay through bank-linked local payment methods (LPMs) rather than cards or global wallets. These systems connect directly to users’ accounts, process transactions instantly, and are tailored to local regulations and banking habits. According to […]

Pre-Authorization Strategies to Boost Approvals and Reduce Risk

What Pre-Authorization Really Means Pre-authorization is much more than a fraud prevention tool. It is a payment optimization strategy that validates a cardholder’s intent and card status before a charge is finalized. In simple terms, it’s a small hold or zero-amount verification that checks if a payment card is valid, funded, and approved by the […]

How PSP Flexibility Drives Higher Approval Rates and Growth

Why you should choose FastoPayments over going directly When businesses start accepting payments, one of the biggest decisions is whether to partner with a Payment Service Provider (PSP) or go directly to an acquirer. While going direct can seem straightforward, it often limits flexibility, slows down scaling, and reduces control. In today’s payment landscape, flexibility […]

MobilePay for Merchants: Scale, Adoption, and What It Means for the Nordics

MobilePay by the Numbers MobilePay was launched in 2013 by Danske Bank and has grown into one of the most popular payment apps in the Nordics. After merging with Vipps in 2023, the unified group now serves more than 11 million users across Denmark, Finland, and Norway, processing over 1.3 billion transactions annually. In Denmark […]