Pre-Authorization Strategies to Boost Approvals and Reduce Risk
What Pre-Authorization Really Means Pre-authorization is much more than a fraud prevention tool. It is a payment optimization strategy that validates a cardholder’s intent and card status before a charge is finalized. In simple terms, it’s a small hold or zero-amount verification that checks if a payment card is valid, funded, and approved by the […]
The Hidden Costs of Travel Disruptions: Payments, Banking, and Fraud
Traveling should be an adventure, not a logistical nightmare. Yet, for many passengers, flight cancellations, reroutes, and lost baggage have become the frustrating norm. “I recently went through this myself on what should have been a straightforward trip with SAS. My flight was cancelled, and I was then rerouted on a much less convenient itinerary […]
VAMP by Visa – New Chargeback Rules 2025
Visa’s VAMP Rules: Chargeback Prevention, Fraud Compliance & What Merchants Need to Know in 2025 The payment industry never sleeps, and in 2025, Visa has made sure of that. With the launch of its new Visa Acquirer Monitoring Program (VAMP), Visa is reshaping the risk and compliance landscape for acquirers and merchants alike. So what […]
Escort Services Payment Scams: Get Chargeback Alerts and Protect Your Revenue
Chargeback rates in the escorts services industry can be significantly higher than in other sectors, often driven by customer embarrassment, privacy concerns, or buyer’s remorse. Chargeback alerts provide a critical defense mechanism by giving merchants advance warning of potential disputes. This early intervention allows you to address customer concerns directly before formal chargeback proceedings begin, […]