Keep Your Cash Flow Steady with Our Vape Merchant Account
Join leading vape and e-cig retailers who use FastoPayments to handle transactions, manage revenue, and scale globally.
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SOME OF OUR 500+ HAPPY CUSTOMERS
Why is Vape Payment Processing Under Heavy Regulation?
While deemed less harmful than traditional tobacco, vape products still carry inherent risks. Payment infrastructure must account for clear product guidelines and safety documentation, particularly regarding device modifications and proper usage.
Every new flavor ban or tax requirement threatens your operation. Our platform handles compliance automatically across jurisdictions, so you never land in hot water.
Discreet billing descriptors and subscription-based sales lead to high chargeback rates. One too many disputes can terminate your vape merchant account overnight.
Our system combines Ethoca alerts with Verifi’s CDRN network to catch disputes before they become chargebacks, while Kount monitors every transaction for fraud patterns.
Why Traditional Processors Fall Short?
Account instability
Unexpected freezes or closures, disrupting cash flow.
Regulatory friction
Lack of tools to manage age verification, PACT Act compliance, or regional sales restrictions.
Limited payment methods
Inability to accept modern options like digital wallets or cryptocurrency.
Why FastoPayments is the Best E-cigarette Payment Gateway?
Most processors fear vape businesses. We embrace them. After a decade of processing Millions in vape transactions, we understand your unique challenges. While others shut down vape merchants without warning, we’ve built payment infrastructure for businesses like yours.
Compliance Out of the Box
Navigating regulations like the PACT Act or FDA requirements is non-negotiable. Our platform automates age verification and blocks sales in restricted regions. Integrated reporting tools simplify audits, so you’re always prepared for inspections.
Fraud Prevention
Multiple Payment Options
Transparent Pricing
Dedicated Support
Running a high‑risk business can be unpredictable, and you need a payment processor that’s there for you around the clock. Our dedicated support team is available 24/7 via live chat, phone, and WhatsApp to assist you whenever issues arise.
We’re committed to ensuring that your payment processing runs smoothly, so you can focus on what you do best—growing your business.
Sell Any Vape Product
At FastoPayments, we’re proud to support the full spectrum of the vaping industry with our specialized merchant accounts. We cover everything from vape pens and vape juices to e‑cigarettes, vape cartridges, vape tanks, and coils.
Whether you sell rechargeable e‑cigs, vaporizer accessories, mods, e‑liquids, batteries, chargers, cartomizers, or drip tips, our tailored payment solutions are designed to meet your unique needs and help your business thrive.
One Vape Merchant Account, Multiple Business Types Supported
Brick-and-Mortar Vape Shops
Selling in-store? Our POS solutions integrate with your existing setup, allowing you to accept chip, swipe, tap, and mobile payments effortlessly. Whether you run a single shop or multiple locations, our infrastructure handles vape transactions seamlessly. Support every major payment method while maintaining compliance. Focus on your customers while we handle the complexity.
Online Vape Shops
We offer a checkout experience designed for conversions, with vape credit card processing built in. Process any ecommerce transaction through one platform. Support subscriptions, handle one-time purchases, and monitor performance in real time. Focus on growth while we handle payment complexity.
Subscription and Wholesale
Processing recurring payments or B2B transcations? FastoPayments handles high-volume sales with zero disruptions.
How to Get a Vape Merchant Account with FastoPayments?
Apply online
Tell us about your business, projected sales volume and preferred payout method.
Get verified
Our compliance team reviews your application, usually within days.
Start selling
Integrate our gateway with your site or POS and start accepting payments instantly.
Get a Quote
Vape and E-cig Market Trends
In 2020, the U.S. vape and e-cigarette market hit a valuation of $6.09 billion—and it’s only getting bigger. According to Grandview Research, the market is expected to grow at an annual rate of 27.3% from 2023 through 2028.
As studies continue to highlight the risks of traditional tobacco, consumers are increasingly turning to safer alternatives, driving robust growth in the vape sector. For both new startups and established vape companies, this is a market primed for innovation and expansion.
Today, the top markets include the USA, United Kingdom, France, Germany, China, Canada, Poland, Italy, Russia, and South Africa. The U.S. remains the dominant player, with steady growth across nearly every market, an encouraging sign for merchants looking to scale internationally.
While the future looks bright for vaping, it’s important to note that vaping is currently banned in some regions, including Brazil, Singapore, Uruguay, and India.
FAQs
Why can’t I use a standard merchant account for my vape shop?
Most banks classify vaping as high-risk due to evolving regulations and chargeback rates. FastoPayments partners with vape-friendly financial institutions, ensuring stable processing tailored to your industry.
What kind of documentation do I need to open a vape merchant account?
To get started, you’ll need a few key pieces of information to ensure a smooth, fast approval process.
Essential documents:
Your Incorporation Certificate
Memorandum & Articles of Incorporation
A color passport for any UBO, shareholder, or director
Proof of location:
A signed Office Lease Agreement or a recent Rental Invoice (not older than 90 days) that shows your company’s name
Banking details:
A current Business Bank Statement (not older than 90 days) that displays your IBAN and SWIFT information
Processing history (if available):
If you have a processing history from the past 3-6 months, include it to show your sales, refunds, and chargebacks
If you’re new, a detailed business plan and a cash flow forecast for at least one fiscal year will suffice
Additional Verification:
Utility bills (electricity, gas, or water) under the name of UBO/Shareholders/Directors
Proof of domain ownership
Local Signatory:
A KYC from a local signatory is required for vape and e-cig merchant accounts
Does FastoPayments offer vape payment processing for nicotine products?
Yes, we support both nicotine and nicotine-free vape products, including herbal vapes, CBD-infused options, and e-liquids. if your business operates in a legally compliant market, we can help you get approved quickly.
How does FastoPayments handle age verification for vape transactions?
We integrate with leading age verification systems to ensure compliance with regulations like the PACT Act and FDA guidelines. For online stores, our checkout flow includes real-time ID verification and automated age-gating, reducing the risk of chargebacks and legal issues.
Does FastoPayment’s offer crypto payments?
Yes. FastoPayments supports Bitcoin, Ethereum, and stablecoins, with instant conversion to fiat to avoid volatility risk
What are the typical fees for vape and e-cig payment processing?
Fees vary depending on factors such as transaction volume, processing history, and the risk profile of your business. However, our competitive pricing is designed specifically for high‑risk industries, with processing fees as low as 3% for merchants with a proven track record.
What is the MMC of vape and e-cig merchants?
Traditional processors assign vape businesses the tobacco MCC code (5993), triggering automatic rejections. Our platform routes vape transactions through specialized MCCs based on your business model.
Whether you operate retail locations or online stores, we maintain processing relationships that understand vape sales.
What are the different types of tobacco merchant accounts you can open?
Cigarettes
The classic cigarette is as traditional as it gets. Even though they’ve been around forever, cigarette sales are still under strict regulation. For example, in the EU every pack must carry clear health warnings and information on quitting, ensuring that consumers know exactly what they’re dealing with.
Cigars
Cigars take things a step further—they’re essentially a roll of tobacco wrapped in a tobacco leaf. Much like cigarettes, cigars are subject to detailed packaging rules and must adhere to strict ingredient reporting. This transparency ensures that cigar lovers are well-informed about what’s inside their favorite smoke.
Smokeless Tobacco
This category covers products that you snuff, chew, or dip. The same stringent rules that apply to cigarettes and cigars are in force here, with one extra twist: any claims that a product is less harmful than another are strictly off-limits. It’s all about ensuring that the facts remain front and center.
Tobacco accessories
Not all products in the tobacco space contain tobacco or nicotine. Items like cigarette papers, pipes, and other smoking tools fall under tobacco accessories. While these gadgets aren’t as heavily regulated as actual tobacco products, they still must follow rules designed to prevent them from appealing to minors.
eJuices
eJuices, or vape juices, are the lifeblood of the vaping industry. They fuel your vape devices but come with their own set of challenges. In many EU countries, flavored liquids are banned to curb youth initiation, though menthol and tobacco flavors are generally allowed. This regulatory landscape means that eJuice businesses must stay on top of changing laws and consumer expectations.
How to choose a reliable vape merchant account provider?
Most vape businesses learn about payment processing the hard way: through sudden account terminations and frozen funds. We recommend a different approach. Build your vape business on infrastructure specifically engineered for regulated sales.
Start by understanding your processing needs. Consider transaction volumes, payment types, and growth plans. Your payment infrastructure should scale with your business, not limit it.
Can Shopify process high-risk payments?
No, Shopify is a great tool if you’re looking for a CRM but you will still need a reliable e-cigarette payment gateway that integrates with it. Luckily, that’s exactly what FastoPayment does.
